Compare Medicare Supplement Plan G, Plan N, and other options with help from a local, independent Medicare agency.
Serving Kentucky residents by phone, online, or in person from our Fort Thomas office.
We're not a national call center or a single-company agency. We're local, independent Medicare specialists who compare your options so you can choose with confidence.
Based in Fort Thomas, serving beneficiaries across the Commonwealth by phone, video, or in person.
We compare plans from several different insurance companies rather than representing just one carrier.
Your premium is the same whether you enroll through us or directly with the insurance company.
Our relationship doesn't end at enrollment. We're here for annual reviews, questions, and plan changes.
Every standardized plan offers the same core benefits regardless of insurance company. The differences are in premiums, discounts, and long-term value.
Broad standardized benefits and predictable coverage. Covers nearly everything Original Medicare doesn't, except the Part B deductible.
Learn About Plan GLower monthly premiums with some cost sharing at the point of care. Office visit and ER copayments may apply.
Learn About Plan NPremium went up? Another company may offer the same standardized benefits at a more competitive rate.
Change Your PlanTurning 65 soon? We'll walk you through enrollment timelines, plan options, and what you need to do before your birthday.
Learn MoreBoth are strong choices. The right one depends on how you use healthcare and what you value most.
Your six-month Medigap Open Enrollment Period begins when you're both 65 and enrolled in Medicare Part B. During this window, insurance companies generally cannot deny you coverage or charge more based on health.
Guaranteed issue, no health questions
Some qualify earlier due to disability
Benefits set by Medicare, premiums set by carriers
Two companies can sell the exact same Plan G benefits at very different monthly premiums. Here's why.
Premiums often change as you get older
Rates differ across Kentucky counties
Non-tobacco rates are typically lower
Some carriers offer multi-person savings
Attained-age, issue-age, or community-rated
Each carrier sets its own premiums
A higher premium doesn't always mean you should switch, but it does mean it's a good time to compare. We can review your current policy, explain whether underwriting may apply, and compare available Kentucky Medicare Supplement companies.
Call or Text us at 859-414-0946
Based in Fort Thomas and proudly serving Medicare beneficiaries across Kentucky. Whether you live in Northern Kentucky, Louisville, Lexington, or anywhere in between, we can help you compare Medicare Supplement plans from multiple insurance companies. Our clients work with us by phone, video, or in person from our Fort Thomas office.
Because Medicare Supplement plans are standardized and available statewide, where you live determines your rates, not your access to quality guidance. We've helped residents across dozens of Kentucky counties navigate enrollment, compare Plan G and Plan N options, and find more competitive premiums after rate increases.
Independent, licensed Medicare specialists based in Fort Thomas. We compare multiple insurance companies so you don't have to navigate this alone.
Our clients first contact us when turning 65, but they stay because we're available whenever questions arise, plan changes happen, or premiums increase.
"Jeff is very knowledgable, and he made the whole decision process simple and easy. It was a pleasure to work with him."
"You only turn 65 once in your life, so the whole process of signing up for and starting Medicare was completely foreign for both myself and my wife. Following a referral, we contacted Jeff and started the process about six months ago. Jeff navigated us and educated us throughout the process, providing us with options that catered to our budget and each of our individual healthcare requirements. My coverage started last week, and my wife's starts in three weeks. It couldn't have gone any smoother than it did. Jeff and his team did a great job for us."
"Jeff was very knowledgable and helpful. He saved us quite a bit of money. Thank you for your help!"
"My wife and I were guided wonderfully through the Medicare sign-up process by Jeff. His knowledge of the different programs and companies for each of us with our different needs was just what we were looking for. The experience with Jeff and Med My Way was great and we would definitely recommend to anyone."
"Jeff was awesome to work with. I lost my medical insurance unexpectedly. Jeff was able to quickly answer my questions, help me find the best plan to meet my needs & helped me to enroll. Jeff made the process easy."
A Medicare Supplement (Medigap) plan is private insurance that helps pay the out-of-pocket costs Original Medicare doesn't cover, like deductibles, copayments, and coinsurance.
During your six-month Medigap Open Enrollment Period, which starts when you're 65 and enrolled in Part B. During this window, companies generally cannot deny you or charge more based on health.
In many cases, yes. You can apply to switch at any time, though approval may depend on your health and underwriting. We'll explain what applies to your situation.
The standardized medical benefits are generally the same regardless of insurer. What differs: monthly premium, household discounts, rate history, customer service, and underwriting guidelines.
No. There is no additional fee for our guidance. Your premium is generally the same whether you enroll through us or directly with the insurance company.
Whether you're turning 65, reviewing a premium increase, or just want to see what's available, we're here to help.
